SNIPPET: Costco to accept any MasterCard branded credit card

(Never saw it coming)

Monday, 6 October 2014 | by | 1 Reply

Costco Mastercard

After a month away from the news, social media and other distractions, trying to catch up with with the land of the living has been rather time consuming. The past couple days have been like an extended episode of Last Week Tonight with John Oliver. I’ve browsed through many of my feeds and found that I haven’t really missed much of consequence, but there was a little something that caught my attention that is cause for some excitement. You may already be in the know, and it’s already been covered in the news, but here’s my take on last week today.

Costco is partnering with Captial One and will be accepting MasterCard branded credit cards in Canada starting January 1, 2015!

Costco will be offering the Capital One Platinum MasterCard that will double as a Costco membership card. Only available to members, this card offers 3% cash back on purchases made at restaurants, 2% on gas, and up to 1% on all other purchases. Cardholders will earn
double the rewards for the first three months. The card carries no annual fee and there is no limit on how much cash back you can earn at these rates.

In addition to accepting the Capital One Platinum card, Costco members will be able to use ANY Mastercard in store. This definitely works in our favour. We can finally start earning travel points on our Costco purchases with our Capital One Apire World Travel card!

Costco + Mastercard. Does it work out for you?

2 Lessons from Media Detox (Project UrbanSimplify September Recap)


Thursday, 2 October 2014 | by | 2 Replies

Media Detox Recap

It was day 30 of our media fast. Daniel and I were sitting on our living room couch sharing an egg tart. In between every other nibble of egg tart, we’d our sip tea- my usual Harney and Son’s Paris Blend for me, some coconut one from Tealish for him. Daniel was working on a post for HowToSaveMoney while I flipped through the latest book I was reading- the ninth or tenth one since the start of the month. Music from Bahamas, an artist I discovered during our vacation in Prince Edward County, played in the background.

The dessert may change and sometimes we may find ourselves on the bed rather than the couch, but the most evenings during our media fast was similar in nature: quiet, relaxing, productive. Continue reading

Real Estate Comparison: The Cost of Housing in Toronto

(home sweet home)

Monday, 29 September 2014 | by | 10 Replies

TorontoEvery time I watch an episode involving real estate purchases in the US on HGTV, I marvel at how affordable some of the properties are. Houses with acreage can be purchased for $250,000- granted none of these homes are not located in large metropolitan areas. Housing prices in Toronto have been steadily increasing with no ceiling in sight. So much so to the point that descriptions of our housing market often include the words over inflated and potential bubble. Is it really that bad? Continue reading

The Adventures of Urban Farmers

Monday, 22 September 2014 | by | 2 Replies

Gardening (3)

On an evening walk through my neighbourhood last summer, I came across a church with wooden boxes in its yard, each box full of growing vegetables. What can this be? An urban garden?! I turned to Google and discovered the possibility of gardening- despite living in an apartment building and owning no land- through the existence of community gardens strewn throughout the city. I became determined to grow my own food. Continue reading

Is Mobile Phone Data Really Necessary?

(Caveat emptor)

Monday, 15 September 2014 | by | 2 Replies

Cellphone Data Plan a Necessity?

Smart phones and mobile data plans are like peanut butter and jelly; they go together. Anyone who’s anyone with a smart phone has a data plan. Data plans border on necessity and many can’t imagine living without it, even at an expense of a minimum $50/month for the service. When it comes to cell phone data, I may be in the minority; I have a smartphone, but don’t have a data plan. Continue reading