Each Christmas, every other article and blog post complain about how commercialized Christmas has become, how it’s lost it’s true meaning beneath a mountain of gift wrap. Last year, my family of three celebrated our first Christmas together sleeping beneath the tree with lots of presents. I celebrate Christmas for many reasons, one of which are the gifts. I mean really, who doesn’t love presents? I love presents!! Continue reading
In the wake of Black Friday and with Christmas just around the corner, Canadian consumers are enjoying lower prices as a result of increasing competition within the retail landscape. The holiday season is in full swing and the sales that can’t be missed are emblazoned on every store front window. All the stores are jockeying for your hard earned money but even with the illusion of great savings, the cold hard truth sends a chill colder than -30 degrees Celsius: things are cheaper south of the border. Why are Canadians are paying more than Americans for exactly the same products?
Emily and le bébé are on their way home! Hurray! I was most definitely wrong last week. I’m sure they had way more fun than I did. I got a bunch of boring things done like cleaning the BBQ for storage and getting work done on the car. It wasn’t all work and no play- I subbed in with an old team yesterday, but I’m definitely more than ready to have my family back with me. I’m off to dim sum with some friends before I head out to pick up my two favorite people from the airport. While I’m away, here are a couple interesting reads from the past week:
The latest statement from the Bank of Canada blames the competitive retail landscape for a slowing rate of inflation. I’ve always thought that more competition is a good thing, but apparently it’s at a detriment to the economy. So much so to the point that the BoC is considering the possibility of lower interest rates. I guess we should have gone with the variable rate mortgage.
Jeff Rose at Good Financial Cents has 30 financial rules for 30 year olds. We’re not just quite there yet, but there’s no harm in getting a head start. Even Jay-Z learned the importance budgets early on back in his drug dealing days.
Is it better to pay down debt or to put money into savings? Robb at Boomer and Echo takes on a reader question and gives some advice on how to achieve balance in paying off debt while shoring up savings. On the flip side, for those with little debt and a money to spare: is there something so valuable in the present that you’re willing to take a pass on two million dollars later?
That’s a good question. I’ll have to give it some thought next time I really want something. For now, bon weekend!
My soccer team roared back from a deficit to a 2-1 comeback win last Sunday. The win good enough to put us in second place heading into playoffs. There’s nothing quite like hearing the final whistle and the feeling the satisfaction of a hard fought win. I’d love for my mini-me to have as much fun playing soccer as I do. It doesn’t cost me a whole lot for me to play year round but I have no idea how much I’ll need to shell out for him kick a ball around. The kid is barely a year and a half but how much will it cost to send my kid to play? Continue reading
Frugal and minimalist virtues are often held in high esteem. While I agree that it’s important to save and be less wasteful, I think it’s equally important to revel in life’s simple pleasures. Small indulgences, in moderation, aren’t bad. They make me happy and are a reminder that I don’t need the fancy Chanel quilted lambskin clutch or the house with the white picket fence. On what, you ask, do I indulge? These are a few of my favorite things: Continue reading